Practice Areas Overview

Insurance Coverage

Insurance Coverage Defense Lawyers

The law firm of DeFranco & Bradley, P.C. , in Swansea, Illinois, represents its insurers on coverage matters arising under their insurance policies. The firm represents its insurers in coverage actions throughout southern Illinois and eastern Missouri, including Madison County and St. Clair County in Illinois, and St. Louis, Missouri. Contact the firm for a confidential consultation.

The firm's insurance coverage practice includes:

First-Party Property Damage

The firm developed a unique method of handling first-party coverage cases for property damage arising out of arson and fraud. The firm's president pioneered the approach and obtained three back-to-back defense verdicts in two homeowner cases and one commercial arson case involving over $1,000,000.00 in claimed property damage. In each case, the jury not only returned a verdict in favor of the insured, but also returned a verdict on the counterclaim against the insured based on the insured's intentional misconduct. The firm's president authored Examinations Under Oath, a book collecting and analyzing case law from federal and state jurisdictions relating to the procedure.

The firm has handled first-party property cases involving mine subsidence, construction defect, and environmental contamination.

Bodily Injury

The firm provides coverage opinions to its insurers and defends declaratory judgment actions and third party claims filed against them arising out of personal injury claims. The firm has filed numerous declaratory judgment actions against insureds on behalf of its insurance companies relating to coverage issues arising out of underlying personal injury lawsuits.

With respect to first-party bodily injury claims, the firm has partnered with its insurance company clients to create an efficient system of handling low-impact, soft-tissue claims brought by individual insureds on their personal and commercial automobile policies. The firm takes particular pride in its ability to efficiently provide legal representation to the special investigative units with which it partners that enable the units to justify the cost incurred.

To obtain the professional legal representation provided by DeFranco & Bradley, P.C., contact the firm to schedule a confidential consultation.